Research Questions On The Association Between Loan Lending...

Question 1 1. What were the research questions that guided this study? Why is it important to study this topic? What prior research did the authors review to provide context for their study? According to the article,There were four research questions used to guide the study. The first question that was used to examine the studied was the association between the cumulative amount of different analytic sample due to the nature of the analysis. This student loans borrowed over the course of schooling and psycho-y and directly say that it was looking for an association between the psychological function (here this mean s state or condition) of individuals who had borrowed money for schooling (their annual borrowing, sort of on a scale). Second, what is the association between annual student loan borrowing and psycho-monic position, and the addition of factors such as wealth, loans,logical functioning among students who are enrolled in college?.Also, the third question was analyzing , whether the association between loans as they obtain them during school, as well as during the student loans and psychological functioning varies by enrollment repayment period after graduatio n. Thus, these loans may be conferring 2-year versus 4-year colleges. Fourth, there was an investigation whether the association between student loans and psychological functioning will be stronger for those who did not obtain a college degree than those who did? It was important to focus on student loans

Passion And Moral Judgement Essay - 1396 Words

Passion as the Criterion for Moral Judgment nbsp;nbsp;nbsp;nbsp;nbsp;Ethics is the study of human conduct or in other words the study of moral behavior. All humans use ethics in their daily actions and decisions, but not many have the opportunity to probe into the core of ethics. When Socrates said in 399 B.C., â€Å"The unexplained life is not worth living† he was encouraging man to examine his way of life and ways of moral decision making. Ethics not only aims to discover the rules that should govern a moral life, but the goods one should aim to acquire in their life time. Ethics aims to explain why and how man acts the way he does and to shape the way man lives and acts,. Some philosophers say that reason is the criterion for making†¦show more content†¦Actions may be to blame in certain situations, but they cannot be called reasonable or unreasonable. If reason rules moral actions there would be no wrong in society because all people would follow the same moral code of conduct, but because man acts from his experience, passions, and sentiments not all men follow the same rules. nbsp;nbsp;nbsp;nbsp;nbsp;Many philosophers disagree with Hume’s idea of passions guiding human moral judgments. Among Hume’s strongest opposition would be the ancient philosophers Socrates and Plato. Both men believed that reason was the basis for moral judgments. Socrates’ thesis on reason was that only reason could lead man to truth and understanding. For Socrates rationality was the basis for morality. Plato believed that only through reason could man arrive at true knowledge. He thought that reason is an integral part of morals and its role is to gain knowledge and wisdom to fulfill the soul. Plato believed that human nature is reason and hence reason is good because human nature is good. Humans of today have proved Plato wrong; not all human nature is good. Plato also stated that, â€Å"Opinion without knowledge is always a shabby sort of thing. One who holds a true belief without intelligence is just like a blind man who happens to take the right road.â₠¬  Plato held intellectual knowledge and reason with the highest regards. He also believed that there is a fight between passion and reason, but HumeShow MoreRelatedPlato s Allegory Of The Cave1008 Words   |  5 PagesDescriptive ethics, or morals, consist of different people, groups, and societies that have standards. It is the philosophical study of what morality is and how it requires us to behave. Plato’s Allegory of the Cave, is his best effort to explain how we should live in society. Defining ‘what is morality?’ can be quite impossible with the many different theories and concepts on what it means to live morally. However, the overall concept of ethics relates to â€Å"right† versus â€Å"wrong† actions. 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Living and Dining Room Furniture Free Essays

Living and Dining Room Furniture Issues in the Market The vast majority of households struggle with storage issues. Furthermore, two fifths (42%) find it difficult to source the right size furniture for their home, while over a third (36%) struggle to store/display their possessions. This frustration with lack of space creates significant scope for new clever and flexible storage innovations in living/dining room furniture. We will write a custom essay sample on Living and Dining Room Furniture   or any similar topic only for you Order Now Q: How does smaller housing stock affect demand for living/dining room furniture? A: By 2017, the number of one- and two-person households is projected to increase by 850,000. Demand for space-efficient living/dining room furniture is therefore likely to intensify during the coming years. For example, in 2013, IKEA is launching its Uppleva modular range in the UK, which has integrated smart TV, video/Blu-ray and DVD players, wireless internet systems and the different components can be tailored to fit requirements and/or the space available. Mintel’s research for this report shows that the vast majority of households struggle with storage issues. Furthermore, two fifths (42%) find it difficult to source the right size furniture for their home, while over a third (36%) struggle to store/display their possessions. This frustration with lack of space creates significant scope for new clever and flexible storage innovations. Q: How are companies leveraging the ‘stay at home’ trend? A: The living room has become a home entertainment hub with seating arrangements serving as part of the ‘movie’ experience, for example incorporating home comforts such as built-in fridges, cup holders and reclining seats. There is increasing connectivity between furniture and mobile devices. In April 2012, La-Z-Boy’s Gizmo range includes Bluetooth music control and speakers. CSL’s Sound Sofa offers built-in docking facilities for iPods and music speakers while the DFS Audio Sofas feature an entertainment dock for iPod/iPhone/MP3, with built-in speakers and a sub-woofer. Neil Mason Head of Retail Research nmason@mintel. com Tel: +44 (0) 20 7606 4533    © 2013 Mintel Group Ltd. All rights reserved. Confidential to Mintel. Neil manages the teams that produce the European Retail Reports. Neil joined Mintel in 1995 and previously worked as Head of Fashion/Beauty and Personal Care/Household, and Head of UK Retail. Before joining Mintel, he worked in the food and publishing industries. He has a BSc in Business Studies/Marketing. Living and Dining Room Furniture Issues in the Market Since home ownership won’t become a reality for many younger consumers, investing in a home digital system that can be moved (and built up over time) is an important consideration. The internet has become an integral part of buying living/dining room furniture, with almost half of respondents browsing online before making a purchase. This compares to 30% who like to browse catalogues before buying. Q: How important is property churn to the living/dining room market? A: In Mintel’s research for this report, less than one in five respondents (18%) said that they bought living/dining room furniture when they last moved house/set up home. A similar proportion bought after redecorating/extending their living/dining room (19%) or just to get a new look/style (19%). So fluctuations in the housing market are significant but not the only driver of new purchases. The primary reason for buying living/dining room furniture is when items get worn out or broken (51% agree). It is competing for share of household goods spend and moving forward the emphasis should be on the pleasure derived from creating an inviting home environment. Women are in the driving seat when it comes to this type of furniture purchase rationalisation, with 79% saying the look/style of their living/dining room is important, compared to 64% of men. We can therefore expect to see a greater focus on targeting women using emotive triggers such as family, status among peers, self-indulgence etc. Q: How important is multichannel retailing to living/dining room furniture? A: The internet has become an integral part of buying living/dining room furniture, with almost half of respondents browsing online before making a purchase. This compares to 30% who like to browse catalogues before buying. At the same time, bricks-and-mortar showrooms offer clear advantages to consumers who prefer to ‘try before they buy’ (54%) and to those who ppreciate helpful and knowledgeable staff, important to over two thirds of potential shoppers (69%). Modern retailers are harnessing the advantages of all channels, for example creating augmented reality mobile phone apps, launching mobileoptimised websites, increasing in-store theatre and modernising product catalogues. Greater focus on e-commerce is seeing many of the larger retailers rational ising their store portfolio and introducing smaller store formats, while relying more on digital channels to facilitate wider product ranges, style inspiration and achieve greater geographical reach. Websites are becoming more content-rich, thus improving the online experience, similarly many retailers are investing in their stores, enhancing the physical shopper experience. Therefore the two channels are increasingly working in tandem with one another, creating more convenience and flexibility for the consumer.  © 2013 Mintel Group Ltd. All rights reserved. Confidential to Mintel. Living and Dining Room Furniture Issues in the Market The year 2012 saw these trends pick up pace as the non-specialist retailers grew their market share. Q: What are retailers doing to reduce consumer preoccupation with price? A: Promotional tactics risk becoming tired and ineffective as consumers become immune to the steady stream of promotional campaigns. Several retailers are using emotional triggers to inspire consumers to invest in their home by projecting aspirational lifestyles and communicating a different set of value benchmarks. Some 86% of respondents cite good quality as important to their choice of furniture retailer, whereas a wide choice of styles, quick/flexible delivery and promotions/discounts also gain the same level of response. Retailers are adopting diverse and innovative tactics to detract from price-based promotions, ranging from greater online customisation of styles/colours/fabrics, highlighting softer attributes such as provenance, heritage and ethics eg Britishmade furniture, adding new exclusive brands to the mix such as Habitat (Homebase), French Connection (DFS), Jasper Conran (MS) or introducing new own-brands which are less open to direct price comparison, or offering speedy delivery (eg CSL’s 72-hour express delivery service). While price-based promotions remain vital to driving footfall in-store, industry trends reveal more multi-layered strategies taking shape such as express delivery times, greater scope for customisation of design and making different channels work in harmony rather than in competition with each other eg in-store vs online. Promotional tactics risk becoming tired and ineffective as consumers become immune to the steady stream of promotional campaigns. Several retailers are using emotional triggers to inspire consumers to invest in their home by projecting aspirational lifestyles and communicating a different set of value benchmarks. How to cite Living and Dining Room Furniture  , Essay examples

The Pathway of my Career Essay Example For Students

The Pathway of my Career Essay I decided early on to devote my life to helping people with disabilities be recognized by who they are, not by how they appear. Education opens unexpected doors and I decided that I would use this pathway to my advantage. I enrolled in college, planning to become an instructor. Perhaps I could help by educating them, one class at a time. I quickly came to learn of the advancement in adaptive technology. Technology was meeting the needs of individuals with disabilities like never before. Obstacles were being removed so that an individuals talent could finally be expressed despite their disability. I decided that an ideal way to alter societys view was through educating the individuals with the disability, themselves. My major is educational technology. My goal is to be a vehicle through which persons with disabilities can come to know the wonders that technology has to offer them. In society, the group with the greatest amount of status, has the most power and people strive to be identified with that group. Within the walls of where I work, the very same people who do not want us to put students in what society considers a negative class of people are guilty of participating in the same behavior with their own professional hierarchy. At our campus, anyone who is anyone is either a classified staff member, or a faculty member. However, between those two groups, faculty is where you really want to be. I was never aware of the severity of this separation until I became fulltime. It was then that I moved up the ranks from part time to full time and all of the sudden received respect from people who never noticed me before. But I was only classified staff, not faculty! I now know, no matter how much status you think your group has, there is always a group who has more status than yours.